On 8/5/2021, the OCC issued Bulletin 2021-35 to inform national banks, federal savings associations, and other applicable branches/organizations of the appropriate names and addresses for certain notices. Specifically, the Bulletin provides the current addresses needed on notices/posters required by the Community Reinvestment Act (CRA), Equal Credit Opportunity Act, and the Fair Housing Act. Banks should make the appropriate changes to their notices and posters, if necessary, within 90 days of this bulletin’s date of issuance.
Specifically, the Central District and Western District appear to have changes in their CRA addresses from the prior, 2011 guidance. Also, it appears that all Fair Housing Act Posters will need updated. Each OCC-regulated bank or savings association should review their disclosures to ensure the applicable address for each notice/poster is listed.
NOTE: These address changes only apply to OCC-regulated institutions.
The full OCC Bulletin 2021-35 can be found here.
