CFPB Beginner’s Guide to HMDA Data

Adam Witmer
Regulatory Update, HMDA

On June 13, 2022, the CFPB published the Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data. The guide will serve as a resource to support a range of stakeholders in accessing and using HMDA data, the largest source of publicly available data on mortgage lending in the United States. 

The purpose of the Beginner’s Guide is to introduce the HMDA data to potential users who have little to no experience with handling and analyzing raw data. It is designed to support users by providing:

  • An explanation of what the data are and which institutions report them;

  • Data products available to the public and how to access and use them; and

  • Step-by-step instructions on how to create useful data summaries for specific geographies.

The Beginner’s Guide to Accessing and Using HMDA Data can be found here.

Adam Witmer
Regulatory Update, HMDA
Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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