On 1/27/22, the CFPB issued Version 1 of the 2022 Reportable HMDA Data: A Regulatory and Reporting Overview Reference Chart. The 38-page chart is intended to be used as a reference tool for data points required to be collected, recorded, and reported under Regulation C.

The chart includes the required data point and the relevant regulation and commentary sections for ease of reference. The chart also includes information from the 2022 Filing Instructions Guide. In particular, the chart provides filing instructions as well as guidance on when to report not applicable or exempt, including the codes used for reporting not applicable or exempt.

The chart, however, does not provide data fields or enumerations used in preparing the HMDA loan/application register or LAR.

The 2022 Reportable HMDA Data Reference Chart is available here.

Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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